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Merchants often ask us, "What is your rate for credit card processing?" That's hard to answer because there isn't "one rate" to quote. Many variables affect your cost, such as the types of credit cards your customers use for payment (consumer cards, business cards, rewards cards) and how you process your transactions (using a merchant terminal or online).


When we have the opportunity to present a proposal for merchant services, our customers are often impressed with the savings we are able to provide. If you would like to see how much money we can save you, please contact Sharon Freeman, Assistant Vice President at or 660.385.3161.